General Manager (Enterprise Risk) Full Time Job

General Manager (Enterprise Risk) position available in Pretoria.

Main Purpose of the Job:

To lead and establish appropriate Commercial and Enterprise risk management principles within
the organisation by developing implementing and maintaining risk management policies,
standards and processes in line with the strategic objectives of the corporate plan of Bank Group.

The incumbent is responsible for setting the approach in Identifying, Assessing, Managing and
Reporting in respect of the Enterprise-Wide Risk Framework. Oversight of subsidiary companies.

Qualifications and Experience:

• Relevant 4 year tertiary qualification (B Com, BA, LLB, Risk Management, Business Management or related) – Postgraduate
• 8 -10 Years experience in Enterprise Risk Management, Compliance, Ethics, Governance
• Are you a member of the institute of Risk Management, Internal Auditors or Compliance or Ethic Institute?
• How many years of experience do you have in Enterprise Risk Management / Compliance / Ethics & Governance?
• How many years of experience do you have in financial services?

Critical Competencies:

• Policies and Procedures
• Risk environment
• Business Acumen
• Legislation
• Business Environment
• Risk Modelling (Qualitative and Quantitative)
• Process Engineer
• Legal knowledge
• Microsoft Office
• Governance

Key Portfolio and Performance Focus Areas:

1. Design, Developing, Driving and Integrating the Enterprise-wide Risk Management
   framework within Bank Group
   • Design, develop, implement and integration of an Enterprise – Wide Risk
     Framework(ERMF)
   • Drive and integrate the ERMF
   • Create risk awareness within the organisation to entrench a formal risk management
     approach:
   • Ensure the development and updating of an Enterprise-wide Risk Management
     Framework (ERMF) and implement and Enterprise-Risk wide implementation plan
     incorporating it into business unit strategies and performance contracts
2. Ensure statutory and regulatory compliance
   • Establish a compliance framework
   • Recommend and obtain approval of compliance policy manage the implementation of
     statutory and regulatory requirements
   • Monitor compliance with all applicable legislation
   • Report to internal stakeholders
   • Accurate and timely statutory reporting to external stakeholders
   • Design, Develop and implement Ethics Policy
   • Draft the ethics policy
   • Circulate the policy to business for comment
   • Send to Board for approval
   • Perform the duties of an Ethics Officer for Bank Group
3. Identify, Assess and Manage and report relevant risks in respect of the Enterprise Risk
   Framework.
   • Monitor breaches to risk appetite and recommend to Board Risk Appetite considerations
   • Recommend risk appetite in accordance with Enterprise Risk Management Framework
     (ERMF) and Bank Strategy
   • Revise limits throughout the Bank
   • Publish risk appetite report
   • Present the report to the Board for approval
   • Conduct risk assessment maintain a comprehensive risk register and quantitatively
     evaluate and assess risk
   • Ensure there is business continuity and disaster recovery strategy and plan in place
   • Define and monitor interest rate and liquidity risk
   • Ensure availability of proper Treasury Risk Monitoring Tool
4. Monitor treasury activity through attendance at monthly ALCO meetings
5. Monitor funding obtained by Treasury
6. Manage stakeholder relationships (Exco / Board / Board sub committees / National
   Treasury / Operational Risk and Process Risk Committee chair, including but not limited to these committees)
   • Identify the relevant role players in accordance with business requirements and
     dependencies:
   • Board Risk and Governance Committee
   • Board Audit and Finance Committee
   • Asset and Liability Committee
   • Operational Risk Committee
   • Credit Risk Monitoring Committee
   • National Treasury
7. Oversight, Monitoring and evaluating and Identification of key risks for the
   organisation – ERM
   • Develop appropriate monitoring and evaluation systems
   • Monitor and evaluate adherence to policies and procedures
   • Monitor and evaluate provisions (impairments)
   • Monitor and evaluate concentration, sector and portfolio risks related to credit granting
   • Provide an independent evaluation of treasury compliance with approved limits
   • Monitor market and interest rate risk in terms of Treasury exposure
   • Monitor the borrowing plan of treasury
   • Monitor annually the counterparty exposure within Treasury
   • Monitor settlements of trade on a weekly basis
   • Monitor the evaluation, management of credit risk in the Bank
   • Monitor credit risk exposures (Board Risk and Governance Committee (RCG))
   • Monitor business performance related to operations
   • Monitor risk grading systems for credit
   • Manage Business Intelligence:
   • Conduct research and prepare reports for the Bank on international and domestic risk
     factors
   • Analyse and interpret results from different business units for decision making purposes
8. Departmental and People Management
   • Performance Management
   • Capacity Planning
   • Financial Management